Christine Hrusovsky
Senior Vice President

  • Is responsible for the overall operation and success of Universal

  • Manages the bond administration staff for Universal

  • Has nearly 30 years’ experience in the surety bond industry, specializing in contract surety; has worked with contractors for their bonding needs for her entire career
  • Prior to joining our parent company Rosenberg & Parker in 2012, Christine owned her own surety only agency for 13 years; she moved to the Universal team in 2023

  • Graduated from DeSales University with both a Bachelor of Business Administration (BBA) and Master of Business Administration (MBA)

  • Christine enjoys spending her free time with her husband whether it’s pool time, dancing, long walks or tropical vacations and also spending time with family and friends


Kyle Koziol
Assistant Vice President

  • Joined Universal in 2020, after starting his career with our parent company, Rosenberg & Parker in 2019

  • Responsible for developing new client and agency relationships, including contractors, developers, insurance agencies, and various commercial companies

  • Is a Board Member of the Construction Financial Managers Association and serves on the Membership Committee (CFMA), the General Building Contractors Association as a member of the Construction Leadership Council (GBCA), and the Associated Builders and Contractors (ABC)

  • Graduated from the Pennsylvania State University with a B.S. in Finance and Minor in Management Information Systems

  • In his spare time, Kyle enjoys attending Penn State football games, spending time on the golf course, skiing, and relaxing on the beach with family and friends


Jamie Geyer
Commercial Surety Advisor

  • Began her career in surety with Universal in 2001, specializing in Commercial Miscellaneous, Court, and Probate Bonds, including Commercial Crime (Fidelity) and ERISA Policies

  • Works closely with our clients to underwrite and handle their bond needs, as well as underwrite and market new business

  • Licensed Property and Casualty Agent since 2003; Pennsylvania Notary Public

  • Special Education/ Related Arts Dance Major at Bucks County Community College (Phi Theta Kappa) and Kutztown University

  • Jamie enjoys community service and giving back to the community, loves spending time with her family and two French Bulldogs, camping, watching home renovation and paranormal show as well as historic documentaries


Sue Geyer
Renewal Specialist

  • Began her career at Universal in 2005

  • Handles all miscellaneous and fidelity renewal bonds

  • Graduated from Philadelphia University with an Associates in Science in Occupational Therapy

  • Sue enjoys the outdoors, shopping and spending time with her family and three rescue dogs


Gabby Kay
Surety Analyst

  • Began her career at Universal in 2023 as a Surety Analyst, after working in the insurance industry

  • Executes the day to day bond needs of our clients and agents with a concentration on contract bonds

  • Graduated from Southern New Hampshire University with a Bachelors in Liberal Arts

  • Gabby enjoys spending time with her family and pets, as well as watching horror movies, working on home renovation projects, and antiquing


Beth Ameigh
Surety Analyst

  • Began her career at Universal in early 2024 as a Surety Analyst, after working in the commercial mortgage industry

  • Handles the day to day bond needs of our clients and agents with a concentration on contract bonds

  • Graduated from Millersville University with a Bachelor of Arts in Anthropology with an option in Archaeology

  • Beth enjoys spending time with her loved ones (whether four legged or two), seeing local bands, traveling, and reading books with her book club