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Business Services Bond

Insures against loss of money or other property belonging to a specific client or all clients. The bond contains a conviction clause and the maximum penalty is $250,000.

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Dishonesty Coverage (Employee)

Insures against dishonest acts of employees. This bond often contains a conviction clause.

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Excess FDIC (Excess Depositors Liability Insurance)

Covers depositors in the event of a bank failure and pays depositors their excess after the FDIC has paid out its $100,000 per account. The depository bond is not a blanket bond. The commercial bank must purchase a bond for each account it wishes to cover.

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Fidelity - Governmental Entities

Public Employee Dishonesty. This coverage form covers money, securities and property against loss caused by employee dishonesty on a per loss basis. Endorsements can be added to broaden the policy form. Can be written with our without faithful performance, per loss or per employee.

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Fidelity - Mercantile

Coverage Form A Commercial Crime Policy - Employee Dishonesty. This coverage form covers money, securities and property against loss caused by employee dishonesty. Endorsements can be added to broaden the policy form.

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Third Party Fidelity Coverage

Can be written in conjunction with Coverage Form A to extend coverage to a client's premises.

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Fidelity market availability varies depending upon the risk, amount of coverage desired and endorsements required to broaden the policy. For specific applications:
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